If you are a licensed driver in California, you will need to insure your vehicle. The California law requires that a vehicle on the roads must have at least the minimum amount of insurance. The minimum amount includes $15,000 per person and $30,000 per accident.
Accidents in California can range from a vehicle accident to a slip and fall accident that occurred on your property. Any injury sustained is normally paid out by the liability insurance company. California is considered an at-fault state and this means that the insurance company of the individual who is responsible for the accident will be responsible for paying the damages as a result of the injuries.
In most cases, the minimal amount is not enough to cover everything if an accident occurs. Just think of the cost of things today. Everything is expensive and it’s impossible to get by anymore with just the minimal amount.
If you were to choose how much you would need if you were involved in an accident, you should consider a minimum of $100,000 per person to be able to cover most everything however this is not a guarantee. If you are in an accident and you become injured, you want to make sure that your medical care and all expenses associated with your injury to be covered.
If you are unsure about how much coverage you have now, contact your vehicle insurance company and ask what your coverage is and see how much it would cost if you were to raise the minimum up and how much you would need to make that happen.
When you are involved in an accident, the first thing you will want to do is to seek medical treatment. You can then begin your case in order to get financial assistance throughout your healing period of time. You will want to hire a personal injury lawyer in Lompoc, who will represent you in your personal injury case and if needed, take the individual or company to court in order to get the money you deserve.
Don’t hesitate if you know the person and don’t feel right suing them. If you have a case, you need to make sure that you can get financial freedom so that your medical treatment doesn’t come from your own pocket instead. You won’t be able to work or do anything you normally do in your everyday life so you are going to depend on the financial coverage from the insurance coverage.
When you contact the personal injury lawyer, be sure to meet with them first to ensure that they are able to take your case and you feel comfortable with your selection. You want to ensure that you have everything you need to leave no doubt as to who needs to pay for your injury.